The biggest challenge that the state-of-art internet technology is facing today are the ways and means to fight cyber crime. Laws related to cyber crimes in India have been in existence ever since 2000 but the first conviction happened in Maharashtra in 2015. The crime was executed in 2009 and it took almost six years for the legal system to penalize the criminal. However, the first recorded case of cyber crime is reported to have happened way back in 1820 through the use of the Abacus system, one of the foremost forms of a computer. Cyber crimes are of different types – finance related fraudulent activities; cyber pornography; counterfeiting or forgery; online defamation and cyber stalking. Crimes related to finances are one of the commonest types of offences being executed online today. With Digital India program, the government showed its support for online payment methods that enable customers to shop online, get their recharge and bill payments done online, book tickets, order food, transfer money from one account to another etc. With the growth of online financial transactions gave reasons for cyber criminals to target innocent and vulnerable people who had absolutely no idea of how it all happens and how to ensure that their private and sensitive information is protected. The awareness levels have increased now – thanks to the internet itself. People are more cautious and careful while conducting online transactions during prepaid mobile recharge etc. Some of the essential things that online retailers do to ensure that their browser for online recharge and payments are safe are:-
- Merchants and retailers facilitating online recharge and payments should ensure that there payment system is compliant with the requirements of the Payment Card Industry Security Standards Council (PCI SSC). The apex body that was formed in 2006 is has set down minimum security requirements that are accepted globally.
- Similarly it is utmost important that the payment system uses encryption technology. Most of the reliable retailers online use the 128-bit encryption technology today. This technology uses a sequence of 128 bits which makes it really difficult for online hackers to crack passwords
- We are all quite aware of the difficulty in logging into a system with a wrong logon id or password. The website invariably offers different options to the user to retrieve his password like a secret question or the use of a registered email id for doing so. Some websites these days don’t even ask for your password – they first ask you for confirming your registered mobile number. They then send a One Time Password (OTP) to the mobile number – this way ensuring that only the person possessing the mobile number, the authentic person has access to the OTP.
- One good way of keep systems, networks and servers protected is to keep them updated with the latest updates. Similarly end-users should also keep updating the operating system of their computers and mobile devices on a regular basis.